These Terms and Conditions, and any separate agreement by which we provide you with the Services, shall be governed by and construed in accordance with the laws of the State of Kentucky, United States, without regard to its conflict of law principles. You agree that any legal action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the state or federal courts located in Knox County, Kentucky, and you irrevocably submit to the exclusive jurisdiction and venue of such courts